Guaranteed Acceptance Life Insurance

In University Park, Maryland

Guaranteed Acceptance life insurance from Colonial Penn provides valuable whole life insurance to help protect your family from the burden of your final expenses. You can't be turned down due to your health. Your acceptance is guaranteed.

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Guaranteed Acceptance Life Insurance

Benefit Amounts

See available benefit amounts in our Quote section.

Age Availability

This coverage is available for ages 50 – 85.

Offered By

Colonial Penn Life Insurance Company
399 Market Street • Philadelphia, PA 19181
Individual Policy Form Series 12-82-045
Maximum amount of insurance is subject to company guidelines.
The Product Information is based on the state selected.

Description

There are no health questions to answer and no physicals to take to purchase this plan. We can guarantee your acceptance because of a two-year limited benefit period for death from non-accidental causes. If death from non-accidental causes occurs during the first two years of coverage, the beneficiary will receive the premiums paid plus 7% interest compounded annually. After the first two years, the full face amount will be paid for death from any cause.

Immediate Protection For Accidental Death

For death from accidental causes during the first two years, the full face amount will be paid. The accident must occur while coverage is in force and death must occur within 90 days of the accident. Accidental death does not include death resulting from bodily disease, infection, suicide, medical or surgical treatment, voluntary gas inhalation or taking poison, or any act of war.

Guaranteed Acceptance Life Insurance

Ease the burden of final expenses with this popular plan featuring permanent coverage that can last your lifetime. You can’t be turned down due to your health, and, once insured, your rate will never go up!
Your Acceptance Is Guaranteed
With Guaranteed Acceptance, you don’t need to be in perfect health to get coverage. This is permanent, whole life insurance with no health questions asked and no physicals required.

Age & State Availability
Ages 50–85 in most states

Medical Exam Requirements
You cannot be turned down because of your health. We can guarantee acceptance because of a two-year limited benefit period. This is permanent, whole life insurance with no health questions asked and no physical to take.
Your Coverage Is Permanent
Length of Coverage
Lifetime

Maximum Life Insurance Benefit
Varies

Premium Rates
Your premium is locked in when coverage takes effect. Your rate will not change for the life of the policy.

Flexible Payment Options
Enjoy the flexibility of paying premiums monthly, quarterly, semi-annually or annually.
Your Policy Builds Cash Value
Your policy begins to build cash value after the first year of coverage, which you can borrow against at a guaranteed rate.

Choose Colonial Penn in University Park, Maryland

When you choose Colonial Penn, you're choosing peace of mind, for the future.
Learn About Colonial Penn

Peace of Mind in University Park

Colonial Penn Guaranteed Acceptance life insurance helps protect your family from the burden of your end-of-life costs. You and your loved ones can have peace of mind knowing that your benefits can help cover your final expenses, such as medical bills, burial costs or debts.

Applying for a policy can be done quickly and easily online, in just a few simple steps. And with our 30-day Try-It-On-Period, there’s no risk involved. If it turns out the policy isn’t for you, cancel your plan within 30 days for a full refund.

Get Quote
Call to get a free quote today.
Mon - Fri: 8:30 a.m. - 10 p.m. ET
Sat: 9 a.m. - 5 p.m. ET
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1-877-540-3186
1-877-540-3186

Guaranteed Acceptance

Features of this coverage.
No Medical Exams
You cannot be turned down because of your health. We can guarantee acceptance because of a two-year limited benefit period. This is permanent, whole life insurance with no health questions asked and no physical to take.
Locked-in Premium & Benefit Amount
Once insured, your premium gets locked in and is guaranteed to never increase for as long as your coverage lasts. Your benefit won't decrease simply because you grow older. Your premium is based on your gender and age (in Montana, age only) when your coverage takes effect.
Flexible Payment Options
Enjoy the flexibility to pay premiums monthly, quarterly, semi-annually, or annually.
Coverage Can't Be Cancelled
Final medical and hospital bills. Funeral and burial costs. Unpaid credit cards. Home or car loans. Colonial Penn’s Guaranteed Acceptance life insurance offers you easy and affordable coverage. With sufficient life insurance in place, you can rest easy knowing that your final expenses won’t add to your family’s grief. As long as you pay your premiums, your coverage cannot be cancelled.

Frequently Asked Questions in University Park, Maryland

Areas we Serve near University Park, Maryland

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